Couponing for Tots!

Are you tormented by the fact that there never seems to be enough money to get everything you need for your infant or toddler? It’s a very terrifying feeling to think that the cost of raising your child will continue to sky rocket each year. If you’re new to my blog, I’m Joy Voltaire, a couponing coach who is passionate about helping families to stop overspending on necessities and start creating a path towards financial freedom.

No doubt raising children can become very costly, but what if there was a strategic way for you to cut most of those expenses in half? Would you want to find out how? Many people here the phrase, “extreme couponing” and began to run because they automatically think you have to spend countless hours learning how to cut and clips coupons just to save a couple of bucks.This is not the case at all.

In my latest eBook: Couponing for tots, I give you a step by step guide on how to quickly gather multiple coupons for baby, organize, and plan shopping trips in less than one hour. You don’t need extreme behavior in order to experience extreme savings. The contents of this book will show you how to cut time and cost when shopping for baby food, clothes, diapers, wipes, and other essentials. Since you have to purchase most of these things anyway, why not learn how to get more of what you need for less. Jump-start your savings and children’s futures by taking action today! All the savvy shoppers are already doing it.

If you would like more information about this eBook you can visit bit.ly/couponingfortots. It is presently listed on Amazon and in  pre-order status. You are also invited to attend my virtual eBook Launch Party being held this Friday, April 28th on Facebook Live at bit.ly/couponingparty. There will be tons of prizes, give-a-ways and fun going down between 11am-12pm. Hopefully you are reading these words within enough time to join us and if so go sign-in now to see all that you’ll be missing out on if you don’t attend.

This article was intentionally short and written just to remind you that you don’t have to constantly complain about bills or drown in debt because life is costly. There are solutions out here. Are you willing to make the necessary changes in your shopping habits and learn the strategies to do so? I’ll leave you with that though provoking question and say, “Happy Savings Friends!”

 

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Don’t Be April’s Fool: Plan for Your Baby’s Future!

A message from your Couponing Coach & Savings Strategist

Having children can be one of the greatest joys in life. I mean, think about it. You have the opportunity to mold and shape this beautifully designed creature who shares many of your own features into this wonderful human being that impacts the world greatly. What an amazing responsibility! The truth is- I haven’t yet traveled this path. I don’t have children myself, but I have those same hopes and desires that every expectant mother has before and during her pregnancy. I envision being the most active and involved parent that I possibly can. I’m head of the PTA, baking goodies for the class, while lugging all of my child’s teammates in my oversized Soccer mom vehicle. Sounds great right? But, what if there was one thing that could prevent me (YOU) from being fully present and all that I can be (borrowed that one from the U.S army). What if that one thing was financial stress and worry?

DONT LET BABY DRIVE YOU FINANCIALLY CRAZY

Some say the most expensive part of raising children is within the first few years. Others could arguably say that it’s when they become ever growing needy teens/tweens. The truth is, no matter what stage they are in life, children can be very expensive to raise. If you are an expecting mother or grandparent, now is the time to start planning for baby’s arrival. But no worries! Even if you have a baby on deck you can still get a game plan together that will save you time and money over the next couple of years. No one said it’s going to be an easy, but there is a method to calm the madness and it all starts with a strategic plan.

KNOW YOUR BABY NUMBERS

The first thing you need to do is write down any and every thing that you can think of that your baby and or toddler will need. Label column number one “need now” and column two as, “can wait.” Then begin to think about all the things your baby will need right away, like: diapers, wipes, onesies, bottles, food baby wash, furniture, and so forth. There are so many things that you will not think of and so click HERE to receive a FREE copy of my “Baby Needs What” Comprehensive Checklist for Baby Essentials. Okay! Now that you have a guideline, either check the boxes on my provided list or begin jotting down what you truly need under column one (need now list). All of the items that you can hold off on for a while, will go under your can wait section (e.g. seasonal clothing, stimulating toys, etc).

COMPARISON SHOP

Thoroughly go through both list. Prioritize items you need now vs later and then begin looking both online and through local store ads to get an idea of what these items will cost you. There’s no need to start running around from store to store trying to get the best price. You can do all of the research right from the comfort of your own home. That’s what I call hassle-free window shopping like a pro. If you don’t know which stores have the best deals or how to get the lowest prices, I discuss this and more in my new eBook: Couponing for Tots, scheduled to launch on April 28th.

DRIVE PRICES DOWN WITH COUPONS

Well, if you didn’t know before reading this blog post, now I‘ll share with you that I am a couponing coach and savings strategist, so I absolutely could not end this short yet informative article without throwing coupons into the mix. So, after researching and locating some of the best prices, it’s time to drive down those prices with coupons. There are well 12 ways that you can obtain coupons. I will share a few that I discuss in my classes, but I have to withhold all of the secret juicy ones for my one-on-one and group coaching programs. The most common and well-known place to get coupons is through your Sunday paper. Also, check out magazines like All You and look for coupons on the Face book pages of your favorite brands. It doesn’t matter if you are purchasing bottles, toys, or baby furniture. One of the savviest ways to find coupons is through the well known site retailmenot.com Again there tons of ways you access coupons and you need to become familiar with all of them.

GET PAID TO SHOP

Cash back rebates apps are popping up all over the place. They offer so many options for ecoupons that it’s not even funny. You can choose to sign-up for very popular ones like Ibotta and Ebates, or do your own research. Just get into this game called savings. Trust me the savvy shoppers are winning every time.

 

COUPONING IS THE WAY!

As parents, I beg you to take advantage of the many ways you can get coupons and use them to cut down your cost. If you are unsure how to utilize coupons in the most effective way to build a stockpile for your baby using the least amount of money out of pocket, I invite you pre-order a copy of my latest eBook and or visit www.trendysavingsdiva.net to see what programs or services I offer that can assist you along your savings journey. Well, I sure hope these tips were helpful to all of you parents, aunties, uncles, and grandparents. Always remember that YOU have control over your spending habits. YOU can dictate the price you’re willing to pay in these stores and saving streets. Live below your means and within your needs. Set budgeting goals and find ways to CRUSH them. Babies are expensive, but don’t let baby drive you financially crazy!

~* Happy Parenting *~

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Prep for Unexpected Showers with a Rainy Day Fund

APRIL SHOWERS BRING MAY FLOWERS, BUT SOMETIMES THOSE UNEXPECTED SHOWERS CATCH US NON-FLOWERS OFF GUARD.

DON’T Be April’s Fool! NOW is the time to prepare for any unexpected April showers. I mean who wants to be caught out in the rain with no umbrella or protective coat? Although we are speaking literally about being left outside in the cold rain; it is very symbolic of that feeling that we often experience when an unexpected emergency occurs (e.g. your car breaking down, household repairs, a delayed insurance or pay check, etc.). Even if we think it may rain, we often prepare for it by purchasing or grabbing an umbrella to cover ourselves so that we don’t suffer the consequences of getting wet.

So why, oh why, don’t we think it is necessary to protect ourselves in case of a financial down poor or even simple emergency. Maybe it’s because we don’t often think about it or may feel like it’s an impossibility based on the fact that some of us are already living from check to check. There are so many reasons why many of us don’t have a “Rainy Day Fund”, but honestly none of them are good enough, considering how much more it can potentially cost us NOT to have one. Today’s post will simply serve as a very short and urgent reminder that you shouldn’t be caught out in the “rain” with out a very strategic plan to stay dry.

Look our for part two of this series because we (and by we I mean my savings divas tribe) have started on our journey to set aside money for a rainy day. I’m talking $500 to be exact. Now in case of a long-term or more severe emergency like the loss of a job, you will need at least 6-8 months of your income to survive. But if you would like to join our savings squad to begin putting aside a little money for those unforeseen home and car repairs etc, then register for the challenge below.

SIGN-UP FOR MY FREE RAINY DAY FUND CHALLENGE!

GET THE SUPPORT AND STRATEGIES YOU NEED TO SAVE

$500 in JUST 30-DAYS!!!

Along with daily tips and resources sent directly to your inbox, you will be able to join a group of fabulous savers who will motivate, celebrate and empower YOU to do better. Technically we will be pushing each other, but you catch my drift. And oh yes! We will discuss ways to keep your hands out of the cookie jar, so the money you set aside will be untouched until or unless you truly have a rainy day. Signing off for now! I’ll see you all on the next post or in the challenge.

HAPPY SAVINGS!!

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